Insurance

Security tailored to your needs

Our bicycle insurance offers you comprehensive protection at all times. Thanks to our extensive network of specialist dealers, we guarantee you unique repair protection at no extra cost. You can choose from the following three insurance packages – perfectly tailored to your needs.

insurance coverage

Customize our insurance coverage to suit your needs:

base

accident damage
Damage caused by falls and drops
Electronic damage
Operating error
Theft and robbery
Moisture damage to the battery
Production, design and material defects on the two-wheeler
$40 deductible
€75 minor damage threshold

premium

accident damage
Damage caused by falls and drops
Electronic damage
Operating error
Theft and robbery
Moisture damage to the battery
Production, design and material defects on the two-wheeler
No deductible
No de minimis damage limit
24/7 mobility protection package throughout Europe (accident and breakdown assistance)
UVV inspection after the first and second insurance years (up to a maximum of €30 per year in each case)
100% wear and tear from day 1

PremiumPLUS

accident damage
Damage caused by falls and drops
Electronic damage
Operating error
Theft and robbery
Moisture damage to the battery
Production, design and material defects on the two-wheeler
No deductible
No de minimis damage limit
24/7 mobility protection package throughout Europe (accident and breakdown assistance)
Inspection including UVV inspection after the 1st and 2nd insurance year (up to a maximum of €60 per year (€90 per year for contracts concluded from March 1, 2024))
100% wear and tear from day 1
Termination of the employee by the employer or employee
Compensation for current value in the event of insured theft and accidental total loss
Natural hazards
Parental leave (up to 24 months)
Employer protection insurance in the event of termination and death
Early redemption in the event of natural death and accidental death
absence due to illness (without maximum upper limit)
Sabbatical (without continued remuneration)

Long-term benefits

We at eurorad believe that a framework agreement and a long-term business relationship offer advantages for both sides. As a company, you can usually obtain better terms, and we benefit from greater predictability thanks to the long-term cooperation.

Still unsure?

Still not sure whether you want to cycle into the future with us? We would be happy to advise you and work with you to plan your tailor-made insurance solution!

Request an appointment

Frequently asked questions: Insurance & Service

When can the employer submit incidents?

Incidents can be submitted to the insurance company one month after the start of the contract.

Can employees decide for themselves whether they want Premium or PremiumPLUS as their insurance package?

No, the company decides once which insurance package is selected. This applies to all new contracts.

Can existing contracts also be equipped with PremiumPLUS?

No, existing contracts remain in the selected insurance package.

What is a UVV safety check?

The UVV inspection is a safety inspection which is covered by the insurance company (assona GmbH) to the value of 30.00 euros after the 1st and 2nd leasing year. The UVV safety check is carried out according to the UVV inspection plan, which was defined in cooperation with the DGUV (German Statutory Accident Insurance) based on the UVV inspection according to DGUV 70 vehicles.

Where can the UVV safety check be carried out?

Der UVV-Sicherheitscheck kann bei allen eurorad Kooperationspartner unter https://www.eurorad.de/haendler/ durchgeführt werden. Es besteht keine Händlerbindung an den ausliefernden Fachhändler.